Get The Funds You Need To Buy, Refi or Restructure Debt On A Rental Property Quickly!

Purchase, Refi & More - Underwriting Done In 24-Hours

3 Weeks Closes On 30-Yr | 620 Min. FICO | Loans Up To $5M | More Options Below

Get Started On A Quote In Seconds

Your Rent Qualifies You. Not Your Tax Returns.

DSCR financing for 1 to 8 unit rental properties. No W2s. No personal income docs. Rates from 5.375%. Close in 10 to 15 days on qualifying transactions. 640 minimum FICO.

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Enjoy competitive financing options with fast 24-hour underwriting

30-Year DSCR Loans

  • ​30-Year Fixed or Adjustable Rates
  • ​Loan Amounts from $75K - $2M
  • ​Vacant Properties Allowed
  • ​Close in an LLC, Trust or Real Person
  • New or Experience Investors
  • ​No Tax Ret. or Employment Doc
  • ​Non-Owner Occ. Inv. Properties Only
  • ​Unlimited Num of Properties Owned

1-8 Unit Rental Property Loans

  • 40 & 30 Year Options

  • ​10-Year Interest-Only

  • Up To 85% LTV On Purchase

  • ​Up To 80% On Cash-Out

  • Loans Up To $50 Million

  • ​No Tax or Income Doc Options

  • ​Up To 8 Units

  • ​Qualify On Bank Statements / P&Ls 

  • ​Blanket & Portfolio Loans

1-8 Unit Bridge & Construction

  • Up to 90% LTC

  • ​Loans Up To $100 Million

  • ​Fix+Flip & Bridge

  • ​Bridge Loans

  • ​Middle-of Construction

  • ​Ground-up Construction

  • 1-4 Unit Multi-Family

Affordable Rates and a Quick, Stress-Free Experience

We make the process simple by providing practical tools and expert guidance at every step.

We’ll explain program options clearly so you can pick the best fit, whether you’re buying your first home or growing an investment portfolio.

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San Diego office: 1230 Columbia St., #590, San Diego, CA, 92101

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.